<?php
 return array (
  'mode' => 'sandbox',
  'sandbox' => 
  array (
    'username' => '',
    'password' => '',
    'secret_key' => '',
    'public_key' => '',
    'certificate' => '',
    'app_id' => '',
  ),
  'live' => 
  array (
    'username' => '',
    'password' => '',
    'secret_key' => NULL,
    'public_key' => NULL,
    'certificate' => '',
    'app_id' => '',
  ),
  'payment_action' => 'Sale',
  'currency' => 'NGN',
  'notify_url' => '',
  'locale' => '',
  'enable' => '0',
) ;